How it Works

We've transformed the personal loan process! With our innovative Lightning Fast Deposit Technology** you'll get nearly instant access to your money once your loan is approved.

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Flexibility. Accessibility. No Worries.

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Flexible Options!

Personal Loans from $1,000. We’ll work with you to find a loan that’s right for you!

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24/7 Anytime Funding

Get funds fast, 24 hours a day, 7 days a week including weekends and holidays - when traditional banks are closed.

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Try Risk Free*

Try our loan products, risk free. Change your mind? Return it with no interest or prepayment penalties.

To speak to a lightning fast loan agent, call 844-987-3278 and  or apply online.

Personal Loan Requirements

Eligibility Criteria

Amount: $1,000 - $100,000

  • 18 Years of Age*
  • Checking Account*
  • Online Banking*
  • Voided Check†
  • Recent Paystub†
  • Driver’s License (or valid ID)†
  • Proof of Self Employment† (if applicable)†
  • Minimum Loan Amount May Vary By State See Options
See Loan Options
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Debt Consolidation

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Major Purchases

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Medical Expenses

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Payday Loan Alternative

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Car Repairs

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Life Event

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* Required for Online Application † All other documents may be requested by a loan agent after the online application is completed for loan approval & verification.

Find the right option for you.

Personal Loans from $1,000 - $100K. With our Lightning Fast Deposit Technology** you'll get nearly instant access to your money once your loan is approved. Pre-qualification will not affect your credit score!

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© 2020 LoanMe, Inc. All Rights Reserved. 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806.

*Disclosures Lightning Fast Loans is a DBA of LoanMe. Loans provided by LoanMe. In Florida, Michigan, and Indiana loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank located in Provo, Utah, Member FDIC. Loans not available in all states and not all applicants will qualify. Approval and terms subject to credit standards. Loans made in accordance with applicable state law and licensing requirements. See Licenses and Disclosures for details.

If, within three calendar days of funding your loan, you repay us the full amount disbursed to you, your loan will be deemed paid in full, without any interest or having to repay the loan fee, if any.  Payment in full of the amount disbursed to you (i.e., the amount you directly receive) must be received no later than 11:59 p.m. PST on the third calendar day after the date you receive funds in order to avoid the payment of interest and fees.  If payment is not received by that time, you will owe the full amount of the loan indicated on your Promissory Note, including the amount disbursed, the loan fee, and interest accruing from the date your loan funded.  Said another way, if the amount disbursed is paid in full within three calendar days after receipt, no interest would be charged, repayment of the loan fee would not be required, and the loan would be deemed paid in full. The loan fee, which is deducted from the loan amount before proceeds are disbursed to you, is fully earned at closing, and is not subject to refund or rebate under any circumstances, in whole or in part.

**Visa Debit Card required for instant funding.